Calon peminjam sebaiknya hanya meminjam di pinjaman online legal yang terdaftar di OJK. resikonya terlampau besar pinjam di pinjol ilegal.
Berdasarkan rilis terbaru dari OJK, kami menyusun pinjol legal di tahun 2022. Sebelum mengajukan pinjaman, sebaiknya cek dulu di daftar ini untuk memastikan pinjaman yang ditawarkan itu legit, bukan penipuan dan telah terdaftar di OJK.
Daftar Pinjaman Online Terdaftar dan Izin OJK
No | Pinjaman Online | Status | P2P Lending | No Izin | Tanggal Izin |
1 | Danamas | Izin OJK | PT Pasar Dana Pinjaman | KEP-49/D.05/2017 | 6 July 2017 |
2 | investree | Izin OJK | PT Investree Radhika Jaya | KEP-45/D.05/2019 | 13 May 2019 |
3 | amartha | Izin OJK | PT Amartha Mikro Fintek | KEP -46/D.05/2019 | 13 May 2019 |
4 | DOMPET Kilat | Izin OJK | PT Indo Fin Tek | KEP -47/D.05/2019 | 13 May 2019 |
5 | KIMO | Izin OJK | PT Creative Mobile Adventure | KEP -48/D.05/2019 | 13 May 2019 |
6 | TOKO MODAL | Izin OJK | PT Toko Modal Mitra Usaha | KEP -49/D.05/2019 | 24 May 2019 |
7 | modalku | Izin OJK | PT Mitrausaha Indonesia Grup | KEP -81/D.05/2019 | 30 September 2019 |
8 | KTA KILAT | Izin OJK | PT Pendanaan Teknologi Nusa | KEP -82/D.05/2019 | 30 September 2019 |
9 | Kredit Pintar | Izin OJK | PT Kredit Pintar Indonesia | KEP -83/D.05/2019 | 30 September 2019 |
10 | Maucash | Izin OJK | PT Astra Welab Digital Arta | KEP -84/D.05/2019 | 30 September 2019 |
11 | Finmas | Izin OJK | PT Oriente Mas Sejahtera | KEP -85/D.05/2019 | 30 September 2019 |
12 | KlikA2C | Izin OJK | PT Aman Cermat Cepat | KEP -87/D.05/2019 | 30 September 2019 |
13 | Akseleran | Izin OJK | PT Akseleran Keuangan Inklusif Indonesia | KEP -122/D.05/2019 | 13 December 2019 |
14 | Ammana.id | Izin OJK | PT Ammana Fintek Syariah | KEP -123/D.05/2019 | 13 December 2019 |
15 | PinjamanGO | Izin OJK | PT Dana Pinjaman Inklusif | KEP -124/D.05/2019 | 13 December 2019 |
16 | KoinP2P | Izin OJK | PT Lunaria Annua Teknologi | KEP -125/D.05/2019 | 13 December 2019 |
17 | pohondana | Izin OJK | PT Pohon Dana Indonesia | KEP -126/D.05/2019 | 13 December 2019 |
18 | MEKAR | Izin OJK | PT Mekar Investama Sampoerna | KEP -127/D.05/2019 | 13 December 2019 |
19 | AdaKami | Izin OJK | PT Pembiayaan Digital Indonesia | KEP -128/D.05/2019 | 13 December 2019 |
20 | ESTA KAPITAL FINTEK | Izin OJK | PT Esta Kapital Fintek | KEP -129/D.05/2019 | 13 December 2019 |
21 | KREDITPRO | Izin OJK | PT Tri Digi Fin | KEP -130/D.05/2019 | 13 December 2019 |
22 | FINTAG | Izin OJK | PT Fintegra Homido Indonesia | KEP -131/D.05/2019 | 13 December 2019 |
23 | RUPIAH CEPAT | Izin OJK | PT Kredit Utama Fintech Indonesia | KEP -132/D.05/2019 | 13 December 2019 |
24 | CROWDO | Izin OJK | PT Mediator Komunitas Indonesia | KEP -133/D.05/2019 | 13 December 2019 |
25 | Indodana | Izin OJK | PT Artha Dana Teknologi | KEP – 15/D.05/2020 | 19 May 2020 |
26 | JULO | Izin OJK | PT Julo Teknologi Finansial | KEP – 16/D.05/2020 | 19 May 2020 |
27 | Pinjamwinwin | Izin OJK | PT Progo Puncak Group | KEP – 17/D.05/2020 | 19 May 2020 |
28 | DanaRupiah | Izin OJK | PT Layanan Keuangan Berbagi | KEP – 18/D.05/2020 | 19 May 2020 |
29 | Taralite | Izin OJK | PT Indonusa Bara Sejahtera | KEP – 19/D.05/2020 | 19 May 2020 |
30 | Pinjam Modal | Izin OJK | PT Finansial Integrasi Teknologi | KEP – 20/D.05/2020 | 19 May 2020 |
31 | ALAMI | Izin OJK | PT Alami Fintek Sharia | KEP – 21/D.05/2020 | 27 May 2020 |
32 | AwanTunai | Izin OJK | PT Simplefi Teknologi Indonesia | KEP – 22/D.05/2020 | 27 May 2020 |
33 | Danakini | Izin OJK | PT Dana Kini Indonesia | KEP-46/D.05/2020 | 16 October 2020 |
34 | Singa | Izin OJK | PT Abadi Sejahtera Finansindo | KEP-47/D.05/2020 | 16 October 2020 |
35 | DANAMERDEKA | Izin OJK | PT Intekno Raya | KEP-48/D.05/2020 | 16 October 2020 |
36 | EASYCASH | Izin OJK | PT Indonesia Fintopia Technology | KEP-49/D.05/2020 | 16 October 2020 |
37 | PINJAM YUK | Izin OJK | PT Kuaikuai Tech Indonesia | KEP-2/D.05/2021 | 6 January 2021 |
38 | FinPlus | Izin OJK | PT Rezeki Bersama Teknologi | KEP-3/D.05/2021 | 6 January 2021 |
39 | UangMe | Izin OJK | PT Uangme Fintek Indonesia | KEP-4/D.05/2021 | 6 January 2021 |
40 | PinjamDuit | Izin OJK | PT Stanford Teknologi Indonesia | KEP-5/D.05/2021 | 6 January 2021 |
41 | DANA SYARIAH | Izin OJK | PT Dana Syariah Indonesia | KEP-10/D.05/2021 | 23 February 2021 |
42 | BATUMBU | Izin OJK | PT Berdayakan Usaha Indonesia | KEP-11/D.05/2021 | 23 February 2021 |
43 | Cashcepat | Izin OJK | PT Artha Permata Makmur | KEP-12/D.05/2021 | 23 February 2021 |
44 | klikUMKM | Izin OJK | PT Pinjaman Kemakmuran Rakyat | KEP-13/D.05/2021 | 23 February 2021 |
45 | Pinjam Gampang | Izin OJK | PT Kredit Plus Teknologi | KEP-16/D.05/2021 | 16 Maret 2021 |
46 | cicil | Izin OJK | PT Cicil Solusi Mitra Teknologi | KEP-20/D.05/2021 | 14 April 2021 |
47 | lumbungdana | Izin OJK | PT Lumbung Dana Indonesia | KEP-21/D.05/2021 | 14 April 2021 |
48 | 360 KREDI | Izin OJK | PT Inovasi Terdepan Nusantara | KEP-22/D.05/2021 | 14 April 2021 |
49 | Dhanapala | Izin OJK | PT Semangat Gotong Royong | KEP-23/D.05/2021 | 14 April 2021 |
50 | Kredinesia | Izin OJK | PT Kreditku Teknologi Indonesia | KEP-25/D.05/2021 | 21 April 2021 |
51 | Pintek | Izin OJK | PT Pinduit Teknologi Indonesia | KEP-26/D.05/2021 | 21 April 2021 |
52 | ModalRakyat | Izin OJK | PT Modal Rakyat Indonesia | KEP-27/D.05/2021 | 21 April 2021 |
53 | SOLUSIKU | Izin OJK | PT Anugerah Digital Indonesia | KEP-28/D.05/2021 | 21 April 2021 |
54 | Cairin | Izin OJK | PT Idana Solusi Sejahtera | KEP-29/D.05/2021 | 21 April 2021 |
55 | TrustIQ | Izin OJK | PT Trust Teknologi Finansial | KEP-30/D.05/2021 | 21 April 2021 |
56 | KLIK KAMI | Izin OJK | PT Harapan Fintech Indonesia | KEP-31/D.05/2021 | 21 April 2021 |
57 | Duha SYARIAH | Izin OJK | PT Duha Madani Syariah | KEP-32/D.05/2021 | 21 April 2021 |
58 | Invoila | Izin OJK | PT Sol Mitra Fintec | KEP-39/D.05/2021 | 11 May 2021 |
59 | Sanders One Stop Solution | Izin OJK | PT Satustop Finansial Solusi | KEP-40/D.05/2021 | 11 May 2021 |
60 | DanaBagus | Izin OJK | PT Dana Bagus Indonesia | KEP-41/D.05/2021 | 11 May 2021 |
61 | UKU | Izin OJK | PT Teknologi Merlin Sejahtera | KEP-46/D.05/2021 | 2 June 2021 |
62 | KREDITO | Izin OJK | PT Fintek Digital Indonesia | KEP-47/D.05/2021 | 2 June 2021 |
63 | AdaPundi | Izin OJK | PT Info Tekno Siaga | KEP-48/D.05/2021 | 2 June 2021 |
64 | Lentera Dana Nusantara | Izin OJK | PT Lentera Dana Nusantara | KEP-49/D.05/2021 | 2 June 2021 |
65 | Modal Nasional | Izin OJK | PT Solusi Teknologi Finansial | KEP-50/D.05/2021 | 2 June 2021 |
66 | Komunal | Izin OJK | PT Komunal Finansial Indonesia | KEP-51/D.05/2021 | 2 June 2021 |
67 | Restock.ID | Izin OJK | PT Cerita Teknologi Indonesia | KEP-52/D.05/2021 | 2 June 2021 |
68 | TaniFund | Izin OJK | PT Tani Fund Madani Indonesia | KEP-64/D.05/2021 | 2 Agustus 2021 |
69 | Ringan | Izin OJK | PT Ringan Teknologi Indonesia | KEP-65/D.05/2021 | 2 Agustus 2021 |
70 | Avantee | Izin OJK | PT Grha Dana Bersama | KEP-66/D.05/2021 | 2 Agustus 2021 |
71 | Gradana | Izin OJK | PT Gradana Teknoruci Indonesia | KEP-67/D.05/2021 | 2 Agustus 2021 |
72 | Danacita | Izin OJK | PT Inclusive Finance Group | KEP-68/D.05/2021 | 2 Agustus 2021 |
73 | IKI Modal | Izin OJK | PT IKI Karunia Indonesia | KEP-69/D.05/2021 | 2 Agustus 2021 |
74 | Ivoji | Izin OJK | PT Finansia Aira Teknologi | KEP-73/D.05/2021 | 19 Agustus 2021 |
75 | Indofund.id | Izin OJK | PT Bursa Akselerasi Indonesia | KEP-74/D.05/2021 | 19 Agustus 2021 |
76 | iGrow | Izin OJK | PT iGrow Resources Indonesia | KEP-75/D.05/2021 | 19 Agustus 2021 |
77 | Danai.id | Izin OJK | PT Adiwisista Finansial Teknologi | KEP-76/D.05/2021 | 19 Agustus 2021 |
78 | DUMI | Izin OJK | PT Fidac Inovasi Teknologi | KEP-78/D.05/2021 | 24 Agustus 2021 |
79 | LAHAN SIKAM | Izin OJK | PT Lampung Berkah Finansial Teknologi | KEP-79/D.05/2021 | 24 Agustus 2021 |
80 | qazwa.id | Izin OJK | PT Qazwa Mitra Hasanah | KEP-80/D.05/2021 | 24 Agustus 2021 |
81 | KrediFazz | Izin OJK | PT FinAccel Digital Indonesia | KEP-81/D.05/2021 | 24 Agustus 2021 |
82 | Doeku | Izin OJK | PT Doeku Peduli Indonesia | KEP-82/D.05/2021 | 24 Agustus 2021 |
83 | Aktivaku | Izin OJK | PT Aktivaku Investama Teknologi | KEP-83/D.05/2021 | 24 Agustus 2021 |
84 | Danain | Izin OJK | PT Mulia Inovasi Digital | KEP-84/D.05/2021 | 24 Agustus 2021 |
85 | Indosaku | Izin OJK | PT Sens Teknologi Indonesia | KEP-86/D.05/2021 | 31 Agustus 2021 |
86 | Jembatan Emas | Izin OJK | PT Akur Dana Abadi | KEP-87/D.05/2021 | 31 Agustus 2021 |
87 | EDUFUND | Izin OJK | PT Fintech Bina Bangsa | KEP-88/D.05/2021 | 8 September 2021 |
88 | GandengTangan | Izin OJK | PT Kreasi Anak Indonesia | KEP-89/D.05/2021 | 8 September 2021 |
89 | PAPITUPI SYARIAH | Izin OJK | PT Piranti Alphabet Perkasa | KEP-90/D.05/2021 | 8 September 2021 |
90 | BantuSaku | Izin OJK | PT Smartec Teknologi Indonesia | KEP-91/D.05/2021 | 8 September 2021 |
91 | danabijak | Izin OJK | PT Digital Micro Indonesia | KEP-92/D.05/2021 | 8 September 2021 |
92 | Danafix | Izin OJK | PT Danafix Online Indonesia | KEP-93/D.05/2021 | 8 September 2021 |
93 | AdaModal | Izin OJK | PT Solid Fintek Indonesia | KEP-94/D.05/2021 | 8 September 2021 |
94 | SamaKita | Izin OJK | PT Sejahtera Sama Kita | KEP-95/D.05/2021 | 8 September 2021 |
95 | KawanCicil | Izin OJK | PT Kawan Cicil Teknologi Utama | KEP-101/D.05/2021 | 17 September 2021 |
96 | CROWDE | Izin OJK | PT Crowde Membangun Bangsa | KEP-102/D.05/2021 | 17 September 2021 |
97 | KlikCair | Izin OJK | PT Klikcair Magga Jaya | KEP-103/D.05/2021 | 17 September 2021 |
98 | ETHIS | Izin OJK | PT Ethis Fintek Indonesia | KEP-104/D.05/2021 | 17 September 2021 |
99 | SAMIR | Izin OJK | PT Sahabat Mikro Fintek | KEP-105/D.05/2021 | 17 September 2021 |
100 | UATAS | Izin OJK | PT Plus Ultra Abadi | KEP-106/D.05/2021 | 17 September 2021 |
101 | Asetku | Izin OJK | PT Pintar Inovasi Digital | KEP-123/D.05/2021 | 23 December 2021 |
102 | Findaya | Izin OJK | PT Mapan Global Reksa | KEP-124/D.05/2021 | 23 December 2021 |